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Before you begin

Your information is confidential

Information submitted in connection with an exploratory discussion or application will be used solely for the purpose of evaluating potential participation and administering the program. Bearing Risk and its service providers will handle such information with appropriate confidentiality and in accordance with applicable privacy requirements.

  • Used only to evaluate your participation in Ballast Mutual and to administer the program — nothing else.
  • Encrypted in transit and at rest, and readable only by the named program team.
  • Never sold, and never used for marketing.
  • Confidentiality is binding on Bearing Risk, Ballast Mutual, the Policy Issuer, and the program’s service providers.
Read the full legal notices

Ballast Mutual

Underwriting Application

Please complete each section below. A progress indicator will show your completion status as you move through the application. Enter your work email and you may save and return at any time, on any device.

We will email you a link so you can come back to this on any device.

  1. 01Company Information
  2. 02Business Activities & Revenue Allocation
  3. 03Exposure Summary
  4. 04Historical Premium Summary
  5. 05Largest Customers
  6. 06Loss History (2021–2026; Present Year with 5-Year Lookback)
  7. 07Commercial General Liability
  8. 08Current Insurance Program & Desired Limits
  9. 09Professional Liability
  10. 10Pollution Liability
  11. 11Review & Submit

Business Activities may add short follow-up sections for the work you perform.

Questions as you work through this? Call 615-997-4300